STANDARDIZE AND AUTOMATE MERCHANT ACQUISITION AND RETENTION

 

Fee Navigator helps the merchant acquiring industry to price accounts better and grow faster.

 

By standardizing and automating merchant statement analysis and proposals, we empower ISOs, ISVs, banks, their partners and individual reps/ consultants to optimize and control profitability on every deal.

 

Our AI-powered lead funnels, email bots, and APIs offer digitally native customer experiences for your future growth.

START NOW FOR FREE

Award-winning, self-serve, enterprise-grade.

Supporting most MSPs/ISOs, on hundreds of platforms.

MERCHANT STATEMENT ANALYSIS

WHY DO IT?

Merchant statements are complex, tedious, and hard to decipher. They eat up a ton of time from your most experienced people. If you are new to the industry, they will be a huge drag on your growth.

 

Merchant statement analysis is critical to ensure you will hit your profitability margins, and getting the right price/value mix will increase the lifetime revenue of your customers.

 

Just to be clear. We never recommend selling on price — always on value.

 I GOT THIS COVERED.

WHY DO I NEED FEE NAVIGATOR?

To answer this question, choose the option below that best matches your current workflow.

Manual

I am analyzing statements myself. Yeah, a pain, but I've been doing it for quite some time and I'm comfortable.

Get your time back. It's precious.

With Fee Navigator, you can drastically cut the time spent analyzing to seconds, and move on to higher value-add things (and more fun!). You have full flexibility and transparency, and the system will pull in all or most of the data. When it doesn’t pull it all, the integrated studio will save you a ton of time by having the statement, entry sheet, and calculator all on the same screen.

Don’t like our output format? Fee Navigator can fill out your own Excel model (and calculate profitability, residuals etc.)

Want to create fancy proposals? Just create a template in Word or Excel, and Fee Navigator will fill it in.

Want to work together will others? We’re cloud native!

You have built-in standardization and automation as you scale.

Homegrown

I have a system that helps me automate some of my work. Not sure who maintains it (or if it's maintained), but it certainly beats doing it manually!

Faster. Cheaper. Better.

With Fee Navigator, you can drastically cut the time spent analyzing to seconds, and move on to higher value-add things (and more fun!). You have full flexibility and transparency, and the system will pull in all or most of the data. When it doesn’t pull it all, the integrated studio will save you a ton of time by having the statement, entry sheet, and calculator all on the same screen.

Don’t like our output format? Fee Navigator can fill out your own Excel model (and calculate profitability, residuals etc.)

Want to create fancy proposals? Just create a template and Fee Navigator will fill it in – Word or Excel.

Want to work together will others? We’re cloud native!

You have built-in standardization and automation as you scale.

Outsourced

Statements what? I have people doing this for me! This is the best way to go!!

Faster. Smarter. Better.

With Fee Navigator, you can drastically cut the time spent analyzing to seconds, and move on to higher value-add things (and more fun!). You have full flexibility and transparency, and the system will pull in all or most of the data. When it doesn’t pull it all, the integrated studio will save you a ton of time by having the statement, entry sheet, and calculator all on the same screen.

Don’t like our output format? Fee Navigator can fill out your own Excel model (and calculate profitability, residuals etc.)

Want to create fancy proposals? Just create a template and Fee Navigator will fill it in – Word or Excel.

Want to work together will others? We’re cloud native!

You have built-in standardization and automation as you scale.

GO BEYOND MERCHANT STATEMENT ANALYSIS AND PROPOSALS.

UPGRADE HOW YOU DO BUSINESS.

GO FULL NEXT-GEN AT ONCE OR INCREMENTALLY.

Ready? Done.

Go beyond merchant statement analysis. Upload a statement and get a branded custom proposal in seconds.

Unlimited

Power up your entire organization. Call center. W-2s, 1099s, and all your partners. Even your customers and prospects.

Your Way

Segment your opportunities. Go after them with custom pricing, commissions, and branded proposals.

Guardrails Included

No more pricing below cost. Set your minimum and target margins, and hire the best closers. We got the numbers.

Profitability Assured

Know the profit potential in every opportunity. Know how much you'll make - before committing to the deal.

Estimated Residuals

Immediate gratification - each agent or business consultant knows how much they'll make from every opportunity.

Instant Analysis

Your competition moves fast - so should you. Close to 75% of all statements submitted are analyzed in seconds.

Humans If Needed

Poor statement quality? No problem. We are full service - an analyst will assist if the system gets stumped.

100% QA

Act confidently - each instant analysis is double-checked by a human expert as part of the AI training.

Quick Estimates

No statement? No problem. Simply enter three data points, and you'll be able to offer an estimated proposal in seconds.

Merchants Outreach

Give prospects or lost customers our rate monitoring service, and know when to re-engage them. Retain your at-risk merchants.

Leads Funnel

Add an instant rate calculator on your website. Create and run unlimited marketing campaigns to get leads while you sleep.

Seriously Smart AI

Custom vocabulary tokenizer trained on thousands of statements. State-of-the art attention-based deep learning NLP model.

Crystal Clear Text

Multiple OCR engines. Raw text output enhanced via context-aware processing. Upstream analysis aided by AI comprehension.

Email Bot

Out in the field meeting with prospects? Forward their statement to your bot and get a proposal back in less than a minute.

Latest Interchange

Our analysis uses the published interchange as of the date on the statement. New schedules are added when released.

No Fluff

Automatic identification and separation of fluff / padding from the actual interchange cost. Let the truth prevail.

IC Optimization

Does your gateway support L2/L3? Great! We'll show you the available additional savings, and apply them to improve the deal terms.

API Access

Not enough functionality out of the box? Build your dream system on top of ours, using just what you need - LEGO style.

Inside Your CRM

Natively integrated within Salesforce, with IRIS and other CRMs available soon. Grow with speed and agility in your familiar environment.

Simple Pricing

Per-user pricing for solo operators or small teams. Tier pricing based on statement volume for established or growing firms.

TESTIMONIALS

I have enjoyed it and see it as a wonderful tool.

I loved the ease of use and the speed and accuracy of the statement review. I was able to submit a competitive merchant statement on the spot and win the deal. This is a great product and an extremely valuable tool!

George Parkinson, Worldpay

It makes statement analysis simple and easy. It’s saved me a great deal of time.

Nick Apostolu, Wirecard

Wow! Fee Navigator is a game changer. By creating a simple, easy to use and understand statement analysis tool, Fee Navigator has taken the legwork out of negotiating new rates and removed the guessing game of ‘will it actually save money’! If you’re a business owner, an ISO or a sales rep in merchant services, you need this tool NOW!

Mark Brown, Orange Sock Pay
SIGN UP NOW

Application and Data Security

We host our solution on Amazon Web Services (AWS) in North America.
Our databases are 256-bit AES encrypted. Encrypted backups are taken nightly and stored in a separate geographic location.
We store your merchant statements on Amazon’s Simple Storage Service (S3), which has 99.999999999% durability, with your data being stored across multiple Availability Zones at the same time.
Application containers and databases reside in private subnets, inaccessible from the outside internet. Access is restricted to the application and bastion layers.
We enforce HTTPS at the endpoint layer, and use real-time AI-based machine learning threat detection and prevention.
Even though we do not process credit cards, we greatly exceed the PCI DSS requirements.

Operational Security

Our staff must comply with Fee Navigator’s acceptable-use policy prior to gaining access to any protected systems or data.
This includes using strong passwords, encrypting their devices, enabling multi-factor authentication on all applicable systems, and undergoing security training appropriate to their role.

Third Party Audits

We commit to undergoing annual third-party penetration testing.
This ensures any security issues are resolved before they have a chance to arise and that data is properly guarded.
SIGN UP NOW